1. My Stock Market “dot.com" Blunder & Recovery:   
     After my blundering 1999 1/2 million $ stock market loss“, I LITERALLY looked in the mirror and said, “Scott , you are looking at the most arrogant, ignorant & foolish person you know. “. I laughed.   So true!

My Recovery of Losses:
    A. Property Development: Upgradeed & tripled rental units size & rental income my rental units: 10-12 hrs/day, 6 days /wk for 9 mon over 4 yrsl.

    B. Stock Market investing, … Really? Again?: After 2008-9’s Great Recession I said to myself, (I talk to myself a lot.), “ Scott, you cannot be so stupid that you cannot learn how to profit in stock market.” 
    Relying on Jim Cramer’s, Mad Money, I learned & invested prudently recovering ‘now’ multiples my lossess i 2. Travel: Foreign & Domestic: n my 1999 ‘blunder’.     Thank you Jim.

2. Travel: Foreign & Domestic:

2. Travel: Foreign & Domestic:    
In my early 60s, I quickly transitioned from rental upgrade AND a 1 yearly USA/Canada roadtrip TO …
   …increasingly longer N American & foreign trips as I realized that someday for some reason the "other shoe” must fall & all my travel must come to an end.
     After my Ecuador & Galapagos Islands trip, doctors advised I had the highest level prostate cancer. Contrary to their assurances, cancer therapy, & complications including the return of my horrible body rash, weakness & incontinence  my travell - domestic & foreign ended

Thanks the gods for all my trip videos.

I must be brutally frank ........ 

1. Financial Well being: If your financially successful career’s income was prudently/wisely spent AND excess income was wisely invested,  if marriage endured, and you became financially literate generating a profitable investment portfolio, your 60s through 80s+ is likely secure, worry free & unlimited with all the opportunities that offers.

You are free to pursue a new career path (consulting, online internet business), hobbies, domestic & foreign travel (This is a travel website, after all. 😄)       Yours is the ideal retirement.   Congrats!

OTOH, If you wallowed lazily in a financially unrewarding career or you unnecessarily squandered your career’s income & failed to become financially literate & invest profitably, you are probably in dire straits doomed to work until you cannot. 

You may be trapped in bare financial survival & dependent on your children’s support or government largess (Social Security & Medicare),, AND you are increasingly prey to health & other disasters that can wipe out any small cash reserves. 

The odds at this point of you becoming financially secure in an increasingly expensive world are heavily on my body stacked against you.  You have not lived life’s ‘game’ wisely & have lost. 

2. Social Connections & Isolation: Career retirement may sever your social connections risking social isolation & loneliness, in turn, sparking an important scramble to establish a new group of friends, most likely also retired. This is doable.

3. Ageism and Discrimination: Age-related discrimination (Ageism) can affect elderly’s employment, housing, healthcare (?), & social interactions. Obviously the less financial secure, the greater possibility of negative effects.

4. Life Transitions & Identity: Career retirement may 1) sever daily contact with longtime fellow employees, 2) create a sense of uselessness cuz no one at work cares/wants or needs your contribution, & 3) if unprepared with rewarding & captivating hobbies you may lack self-worth’s sense of purpose sending you scrambling for new roles, hobbies, and sources of fulfillment. 

A race must be one with every step not just the final few feet. 

5. Opportunities:     OTOH, these 3+ decades offer unique opportunities:1) to share your acquired wisdom & experience (consultant, night or trade school, onoine Youitube tutorials, 2) your personal growth’s pursuit of old & new hobbies, interests, domestic & foreign travel., 3) charitable volunteering, mentoring, & public service offers a quick & rewarding instant gratification & a self-worth/esteem boost.

6. Travel and Exploration: FINALLY!! This a travel website, of course. 😃) SIT (solo independent trave), big bus touring & cruising travel is available to all at various price & fitness levels. Few pursuits offer the astounding advantages & opportunities for personal growth, pleasures, fulfillment & sense of accomplishment at any age and in any physical condition as foreign travel [plk” travel benefits]

SIT (solo independent travel), big bus touring & cruising travel is available to all at various price & fitness levels. FINALLY!! This a travel website, of course. 😃  [pplk: SIT, Resources] [pplk: Big Bus touring] [pplk: Cruising]

“If you can’t fly then run, if you can’t run then walk, if you can’t walk then crawl,
but whatever you do you have to keep moving forward.” —Rev. Martin Luther King, Jr.